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Season 5Episode 203

Reimagining Savings: How Blend is Redefining Finance for the Global Economy

January 21, 2026
39m
2 Guests

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About This Episode

In this episode of DevNTell Narb hosts Manny Narang and Jamie Morris, co-founders of Blend. Blend is a global savings account that adapts to currency, yield, and market exposure. Jamie, CTO of Blend, shares his journey into crypto in 2014 and professionally in 2022 with UMA and Across. Manny, also a co-founder, explains their inspiration came from the Developer DAO community, recognizing the need for a common interface in DeFi and a better savings solution for a global audience. They highlight the challenges of accessibility and currency risk in traditional DeFi, leading them to build Blend as a Web2.5 platform that offers USD protection and diversification while supporting various local currencies. They showcase Blend's user-friendly interface, gas-sponsored transactions, and transparent due diligence reports. Their long-term vision is to onboard one million users, providing financial freedom and secure, isolated savings accounts with diversified assets.

Key Takeaways

1

Blend is a Web2.5 global savings account designed to adapt to users' local currency, yield, and market exposure.

2

The co-founders, Manny Narang and Jamie Morris, were inspired by the Developer DAO community to address the lack of a common interface in DeFi and the challenges of currency risk for a global user base.

3

Blend aims to provide a seamless onboarding experience, allowing users to deposit via debit/credit card or crypto wallet, with gas-sponsored transactions and a familiar user interface.

4

A core problem Blend solves is protecting users from foreign exchange (FX) risk by decoupling yield generation from local currency exposure, ensuring savings maintain value against the USD while being viewable in local currencies.

5

Blend's North Star vision includes bringing one million users onto the platform with a target of $10,000 average deposit, and they plan to expand to support various assets like Bitcoin, Ethereum, gold, and the S&P 500.

Featured Guests

MN

Manny Narang

Co-Founder & CEO @ Blend

Blend
JM

Jamie Morris

Co-Founder & CTO @ Blend

Blend

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